Our Mission

To democratize financial planning for every Canadian. We believe that a secure retirement shouldn't require an expensive degree or costly fees. It should be simple, transparent, and accessible to all.

Precision First

Our calculators are built on official CRA guidelines and rigorously tested data models to ensure your projections are accurate.

Privacy Focused

Your financial data is personal. We process your calculations locally and never sell your information to third parties.

Community Driven

Built by Canadians, for Canadians. We constantly update our tools based on user feedback and changing tax laws.

Our Story

SimRetire.ca was founded with a singular goal: to cut through the noise of the financial industry. We realized that most retirement calculators were either too simple to be useful or too complex to understand.

We set out to build the "Goldilocks" solution—powerful enough to handle CPP, OAS, and tax brackets, yet simple enough to use with your morning coffee.

We are an independent team of developers and financial enthusiasts. We are not a bank, an insurance company, or an investment firm. Our only client is you.

Editorial Integrity

CRA Compliance 2026

All our content is updated annually to reflect the latest CRA indexing and legislative changes. Our 2026 guides are fully synchronized with the most recent federal and provincial tax brackets.

Independent Research

We do not accept paid promotions from financial institutions. Our rankings and strategies are based purely on mathematical efficiency and Canadian tax law.